Allowances

DISCLAIMER: This is just how we do allowances.
There is no perfect way to do allowances. In fact, some families don't even do allowances.
You do you and what works best for your family. This is just what we do.

We give allowances based on age because as they get older, they have more (intense) chores.
Ex. Our 5-year-old gets $5.00 a week, our 10-year-old gets $10.00 a week, and our 15-year-old gets $15.00 a week. We start at the age of 5 because they don't really understand before that.

Out of their allowance, they tithe 10%, give 10% to our church's children's building fund, and save 30% in a long-term savings account. The rest (50%) is theirs to spend how they wish (or save as short-term savings).

I'll use my middle child, who is 10, as an example, because the math is super easy.

At the age of 10, our son gets $10.00 a week (if he does all of his chores).

Out of that $10.00, 10% ($1.00) is tithed to our church.
Proverbs 3:9 - Honor the Lord with your possessions, and with the firstfruits of all your increase.

He committed to give 10% to our church's children's building fund so that is another $1.00.
2nd Corinthians 9:7 - So let each one give as he purposes in his heart, not grudgingly or of necessity; for God loves a cheerful giver.

He puts 30% ($3.00) into his savings account, which he cannot touch until necessary.
Proverbs 13:16 - Every prudent man acts with knowledge.

He gets to keep 50% ($5.00) as his discretionary money to spend on whatever strikes his fancy (usually video game bucks).
Ecclesiastes 9:7 - Go, eat your bread with joy, for God has already accepted your works.

Now, you may be wondering how they earn their allowance. They have to do ALL of their chores. It's an all-or-nothing situation.

Again, I'll use my middle child, as an example.
His chores are: doing his own laundry (washing, drying, folding, putting away), cleaning his room throughout the week, changing his sheets weekly, vacuuming his room weekly, vacuuming his set of stairs weekly, cleaning his bathroom, cleaning the playroom, and any other odds and ends that help make the house run smoothly (dishes, wiping the kitchen table down, living room tidying, taking out trash and recycling, and anything else that is asked of him).

The reasons we like doing allowances are:
1) It rewards their hard work (my husband wouldn't go to work if they didn't give him a paycheck).
2) It teaches them how to manage their money (we don't want them to first learn how to tithe and save when they are adults).
3) They have to buy their treats along the way (no more "Mommy, will you buy me..." If they have their money, they can get it).

How do you do allowances? Please share. If you don't, please feel free to share that also.

Life Verses

What is a life verse? A life verse is a verse that you make your foundation for your life. Of course the entire Bible should be our foundation for life, but a life verse is a special word from the Lord that cements your life and your purpose as you follow God throughout your life.

My personal life verse is 2nd Corinthians 12:9 - And He said to me, "My grace is sufficient for you, for My strength is made perfect in weakness." Therefore, most gladly I will rather boast in my weaknesses that the power of Christ may rest upon me.

When our first son was on his way, we sat for hours praying and picking out names for him. When we settled on Luke, which I loved because it was from the Bible and meant "bringer of light," his life verse came very easily.

Luke's life verse is Matthew 5:16 - Let your light shine before men, that they may see your good works, and glorify your Father in heaven. 

Our second son's name came very easily. One day I said, "I love the name Nathan," and my husband said, "Me too." It was easy-peasy. Coming up with his life verse didn't come during the pregnancy like it did with Luke's. After the death of his twin sister, each day I would say a verse over him and me.

Nathan's life verse is Proverbs 3:5-6 - Trust in the Lord with all your heart and lean not on your own understanding. In all your ways acknowledge Him and He will direct your paths.

Our daughter's name is Alexis Faith, which means "defender of faith." When she passed away, my faith was tested more than any other time in my life so far. We wanted a Bible verse on her headstone, and looking at "faith" in the Bible, the most fitting one became her life verse.

Alexis' life verse is Hebrews 11:1 - Now faith is the substance of things hoped for, the evidence of things not seen.

Our third son's name was the hardest name to figure out. I guess when you have lots of one gender it gets harder. Once we unanimously agreed on Benjamin, I found his life verse pretty easily.

Benjamin's life verse is Deuteronomy 33:12 - Of Benjamin he said: "The beloved of the Lord shall dwell in safety by Him, who shelters him all the day long; and He shall dwell between his shoulders."

I hope this has encouraged you to prayerfully consider a life verse for yourself and/or your children. 

I would love to hear yours. :)